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Tax Return Season

  • Posted on February 24, 2016 at 3:53 pm

In the United States of America, we pay taxes every single day. On the money we make, on the money we spend, on everything, just about. These taxes pay for our roadways. They pay for our city ordinances and libraries and public schools. They pay for the indigent health care that is the only health care I currently have. These taxes give disability payments to those who cannot work and welfare payments to those who can’t find work. These taxes give food to those who cannot buy their own.

In short, these taxes help save lives. A lot of people disagree. A lot of people feel we pay way too many taxes. To these people, I ask, what do you expect? What can be done without money these days, and where is the government meant to get that money without our support as citizens. You don’t complain about the tax money when it comes to the properly-paved roads, only when there are holes in them. You don’t complain about the libraries that provide the homeless with places to be during the day, until they close down and the homeless stand on your street corners. You don’t complain about law enforcement, until they’ve pulled you over. To the people who complain about taxes, I say this:

When you check our a book at the library, you’re asked to return it on time, correct? And when you don’t you pay a fee. That fee then goes to the librarians salaries. The librarians who help you find and check out books. That fee goes to the lease on the property that library sits on. That fee goes to purchasing new books. That fee goes to holding classes for those too poor to attend college. That fee is useful. So I never complain about paying the fee on a book I kept out too long. After all, if I didn’t want to pay the fee, I just wouldn’t use the service, would I? Taxes are just like that. If you don’t want to pay the taxes, move somewhere else.

The bright side to taxes comes down to this, however. And this bright side is Tax Returns.

So basically, the idea is, you pay exactly your fair share in taxes. Sometimes, however, because of the way the system is set up, you accidentally over pay! So, the government, after you file your taxes, and they double check their math, sends you a check with your tax returns!

It’s a little like hitting the lottery. I knew a family that when they filed their combined taxes, they got a return of $3000 dollars. My best friend got a return of around $1500. I’m getting close to $1200 dollars back this year. Last year, I only got about $500 dollars back. But what do you do, when you have a ton of money coming to you in one lump sum?

Some people, like a girl I know from work, payed off her credit card debt, and then bought a $300 purse. My best friend paid her son’s tuition for his school, and then bought her husband a giant tv. (and gave me the smaller one! Yay!) I know one friend who is planning to save it until Comicon in the summer, and spend it there. So what’s the right strategy when it comes to using your tax return?

Personally, I intend to make sure my tax return works for me this year. I don’t want to fritter it away on purses or food or anything like that. I really want to make sure I spend this money wisely. So I consulted some articles. Some, like Money Crasher’s article, were filled with a few good ideas, but mostly bland options. Others, like TurboTax’s article, are filled with more whimsical ideas. Personally, I like the idea of funding a business.

For almost a year, I have been considering starting an Apiary. Often, with a $500 start up cost, you can get a decent 3-4 hive Apiary going. Enough to supply honey for a small shop. I’m thinking of it as a great way to make sure I have revenue coming in in the future. A second blade, if you will, were I to use terms from Assassination Classroom. It would be difficult, of course, to run a business, work full time AND attend College. Which is what my plans are for this year. However, it’s going to be worth it.

My other plan is glasses. My own are wearing down, and I can barely see. Glasses, when one doesn’t have insurance, generally cost anywhere from $500 to $1200, depending on your perscription and the frames you chose. I may just ask them to reuse my frames.

In general, however, this is how it always goes. I pledge to myself I will spend my return wisely, and then it’s gone before I know it. Hopefully, this year, my return season goes better than last, and hopefully, yours too. Tell us what you plan on spending your tax return on  in the comments! If you live in a country that doesn’t do tax returns, tell us how your tax system works! I’m very curious.

Breaking Down Nemesis: Part Four

  • Posted on August 27, 2014 at 8:31 am

Welcome again, to another installment of Breaking Down Nemesis! Once again, we are here to learn and experience Miss Agatha Christie’s work, and perhaps find a link to the elusive Agatha Christie Code that I keep hearing about. Essentially, the idea is to break down and discover if an Agatha Christie novel really is addictive! For this experiment in literature, I’ve chosen a random novel from her Miss Marple series, titled Nemesis. 

If you’re lost already, please see Part One, Part Two, and Part Three for the previous installments, that way you can keep up with the mystery as it unravels! And don’t forget to subscribe to see future installments, as well!

In the beginning of this chapter, we are introduced to Miss Marple’s sneaky side. In chapter three, we get to see her be sneaky when she asks Cherry, her assistant, to phone Mrs. Anderson, in order to find out if she’s at home, or out and about. This plan included a caveat that was to have Cherry inform Miss Anderson that she, Cherry, was Mr. Broadribb (Mr. Rafiel’s lawyer)’s secretary, and that she was to meet him at his office, but only if Miss Anderson was out and not to be back today.

The brilliance of that plan still makes me giggle. Honestly, it sounds a little like something I’d have done when playing Dungeons and Dragons, and setting up a trap for someone! Unluckily for us, we don’t get to see how that might have played out. I’d like to point out that this sort of organic thinking is coming a bit more often now. Or maybe we’re beginning to understand Miss Marple’s thought process a lot clearer, now that we’re actually involved in her investigation? Miss Christie certainly has me by the ear.

It turns out that Mrs. Anderson was out shopping at the supermarket. And who should she collide with, but Miss Marple herself! And as if the old codger wasn’t planning the whole thing, the two of them talk as if they’ve just run into each other. Instead of having the conversation she wants to have right there, Miss Marple instead arranges to visit Mrs. Anderson at home, instead.

Now, this might seem odd, but if you think about it, honestly, Miss Marple has the right idea. Mrs. Anderson will be more comfortable at home, and we might get to see what it was that the two of them are so at-arms with each other about. I can’t wait to find out myself!

The two exchange pleasantries for a little bit, and then Miss Marple seems to try to slide small questions in there, to find out more about Mr. Rafiel’s supposed request. She also takes a moment to notice that the oppulence of Mrs. Anderson’s new home, and connected it with a possible inheritance by Mrs. Anderson from Mr. Rafiel. Miss Marple asks if he left anything to the Nurse-Attendant Jackson, and finds out no he did not, and Mrs. Anderson hasn’t even seen the gentleman since they worked together.

Another series of questions by Miss Marple, and I’m beginning to see that she has a bit of a built in camouflage.

“…I was thinking it only the other day, after I’d seen the notice of his death. I wished I could know a little more. Where he was born, you know, and his parents. What they were like. Whether he had any children, or nephews or cousins or any family. I would so like to know.”

Esther Anderson smiled slightly. She looked at Miss Marple and her expression seemed to say “Yes, I’m sure you always want to know everything of that kind about everyone you meet.”

We’re getting more hints as to how people see her. Mrs. Anderson clearly thinks of Miss Marple as someone who is overly curious. But it’s tempered by the old-woman camouflage I was talking about. Everyone expects her to be nosy, because that’s how old women are! Take this lesson to heart. Let your characters use their own camouflages. If a woman wears glasses, let her put her hair in a bun, and pretend seriousness, despite her real personality. If a man has a raspy voice, let him pretend that he is dark and dangerous, when necessary. And when a person looks younger than they really are, let them use that childishness to their advantage to make others underestimate them! Remind yourself constantly of who they appear to be to others, so that this can be turned one-eighty and used against them!

The two go on to discuss more information, specifically about how Mr. Rafiel lost his wife long ago, but had three living children. Two daughters, and a son. One of the daughters married, and now lives in america, and the other daughter died, very young. It turns out there was trouble between father and son!

Picture Courtesy of

Picture Courtesy of

Apparently, the son was a scandalous sort, and died a few years ago. Mr. Rafiel never spoke of him. Odd that a deceased son, who was involved in scandals shows up just as Miss Marple is looking for a mystery, don’t you think? However, the two of them quickly come to a derailment, as the events at St. Honore get brought up again! And it turns out that Mrs. Anderson is still upset with something Miss Marple did in the Caribbean, but instead of actually discussing it, Mrs. Anderson stares coldly at Miss Marple, who takes her leave.

After leaving Mrs. Anderson’s home, Miss Marple determines that maybe, just maybe she was wrong to visit Mrs. Anderson, and thinks that perhaps there’s nothing to do with her at all in this mystery. I’m not quite so sure, but I think Miss Christie wrote it that way. I still can’t tell if this is a red-herring, or if I’m honestly right when I think that Mrs. Anderson is going to have something to do with it.

Eventually, after doubting herself a little bit, she comes to the same conclusion I have, which is that her old-lady-camouflage is a wonderful trait to have, and that she comes to recognize what people are like, based on who they remind her of. After that, she goes to sleep, thinking that it is entirely up to Mr. Rafiel to give her some sort of sign as to what exactly she is supposed to be doing.

This chapter in general, I think, was to show us more of Miss Marple’s character. I’m not sure anything really got done, other than, perhaps, clearing Mrs. Anderson of suspicion, and refusing to hand us any real clues as to what it is that Miss Marple is really supposed to be doing. Another point towards the Agatha Christie Code, as I was told that there was to be a lot of description, and slowness getting to the main plot. Which this chapter seems to embody quite a bit.

I find myself, however, instead of growing intrigued, growing a little bit bored of it. I’m starting to wonder, just like Miss Marple, if there really is any mystery to be solving at all! Which, I’m not sure if that’s a good way for a mystery novel to begin. However, dear reader, I will slog on, in order to find out! Just for you!

Please, however, do me a favor! In the comments, give me an idea or two of what you think the mystery is going to be! Do you think it’s Mr. Rafiel’s deceased son? Do you think Mrs. Anderson perhaps murdered someone? Do you think something entirely different is going to happen? Let me know!

Breaking Down Nemesis: Part Three

  • Posted on August 20, 2014 at 12:46 pm

Hello again, all! Time for Part Three of the Breaking Down Nemesis Series, in which we break down “Miss Marple Takes Action”. For those of you just joining us, the previous two posts can be found by clicking the above posts, or these links right here: Part One and Part Two.

At the last we left off, Miss Marple had just finished reading a letter from the deceased Mr. Rafiel, who provided her with a code-word– “Nemesis”- and instructions to solve a crime. But what crime? Now, Miss Marple must take action, as the chapter title so endearingly states, and we begin to see how the lovable elderly lady whom Murder She Wrote was based upon works!

This gif says everything.

Like us, Miss Marple is startled over the amount of information she received. Or rather, the sheer lack of information. Dismissing the idea of Mr. Broadribb providing her any more information, Jane quickly decides that it was intriguing. And that, perhaps, Mr. Rafiel had meant it to be.

She then goes on to describe it as a crossword puzzle with no clues given. Considering for a moment, that he might have meant her to take a plane or boat to the West Indies or to South America, she decides that if that’s what he meant, he’s insane. Which, I agree. After all, he couldn’t expect her to find something to solve there that had anything to do with him? No, instead, Miss Marple would have to find something from her own stores of knowledge.

Three days later, Miss Marple writes a letter to Mr. Broadribb, letting him know she’s accepted the proposal (and wants that 25000. See Part Two for a visual representation of the money.) and that she really was expecting more information. She asks him questions about Mr. Rafiel’s relationships and connections, and whether or not he’d had a relative that might have fallen on an unjust situation.

Again, we are treated to Mr. Broadribb and Mr. Schuster talking. They seem to have no idea what to tell her either. Now, in this section, Mr. Schuster said something that I find rather offensive.

“-I don’t see the least chance that some old pussy from the country can interpret a dead man’s brain and know what fantasy was plaguing him.-”

-Mr. Schuster

Now, I realize that it was true to the times, as this is exactly how a man of that day and age might talk if he were uncultured swine, and I think it was used exactly to show that this man was boorish and rude. More and more I find myself disliking this man. I hope he ends up getting kicked by a horse or something. He also brings up the idea that Mr. Rafiel might be trying to take Miss Marple down a peg, ‘teach her a lesson’ so to speak, by sending her on a fool’s errand.

Mr. Broadribb, however, doesn’t. He seems to think that something was worrying Mr. Rafiel, and that he was dead serious about all this. Since neither can fathom what Mr. Rafiel might have been thinking, they decide to wait for some development. Meanwhile, Miss Marple waited for something to turn up as well. In fact, she ends up getting yelled at by Cherry for taking walks too much.

Apparently, her doctor has said that she wasn’t to exercise too much. Which honestly sounds odd to me, because exercise has good affects on the health. But well, it was back in old times, so. Cherry, done telling Miss Marple off, goes and has dinner with her husband, Chinese food, specifically, which set me off to craving Chinese too.

During after-dinner tea, she and Miss Marple talk about the house at the end of the village, which has been repainted, done up and someone called Miss Hastings moved in. If you remember from Part One, Miss Hastings is the employer of Miss Bartlett, whom Miss Marple talked about gardens with briefly. Miss Marple decides just then to write a letter. Specifically, to another friend from this previous adventure we still know nothing about, a Miss Prescott, who is sister to Canon Prescott, a clergyman.  She feels much better after sending the letter, because at least she’s done something.

Joan replies quickly, informing her of Mrs. Walter’s location. Apparently, Mrs. Walters DID remarry, and she’s now Mrs. Alderson or Anderson now. Miss Prescott provides her address, and Miss Marple sleeps on whether or not she should contact her by surprise, or write her first. And that night, she has a dream: MissMarpleDreamQuote

“I had a curious dream,…I was talking to someone, not anyone I knew very well. Just talking. Then when I looked, I saw it wasn’t that person at all I was talking to. It was somebody else. Very odd.”

This is the most brilliant bit of foreshadowing I’ve ever seen. Who does it refer to? Is Mrs. A not going to turn out to be who Miss Marple remembers? Perhaps Joan Prescott was not who she seemed? Or maybe something else entirely! I can’t wait to find out. What a lovely shiver from it, it seems so important!

Decided now, Miss Marple asks Cherry to help her set up a sting operation. Cherry is to call Mrs. A, and ask if she’s to be home today. If she answers or if she is going to come to the phone, she’s to say that Cherry is Mr. Broadribb’s secretary and ask if she can meet with him later that week. If she is to be home that day, then Cherry is to find out when she comes back.

Turns out Mrs. A is going to be in all day, and Miss Marple sets off in a cab towards her next clue!

I’ve noticed a trend, as I began breaking down these chapters. They’re quite short, for the most part. Easy to digest in a bus ride or over a lunch break. I find it easy enough to read a chapter, but not so easy to stop. With things picking up the pace, I can definitely begin to see why some have called Miss Agatha’s work addictive. I didn’t go into much detail about it, but even the cab-company gets some expanding on, information that Miss Marple remembers.

The descriptions in the beginning ARE very lengthy and quite detailed, which is definitely a point towards out Agatha Christie Code theory. But what drew me in the most in this chapter is how seamlessly Miss Marple went from having no idea what to do next, to thinking through, logically, onto what she should do next, her next point of contact. It was, again, very organic. It was what I had been thinking about in chapter two, just after I read the letter. Contacting Mrs. A is her best bet, and the logic of it gives the reader a sense of accomplishment, because they thought of it too.

In the comments section, please tell me your opinion on this. Is it a good thing to allow the reader to guess what is going to happen before hand? Or does it ruin the mystery of the story? When was the last time you read something so compelling that it felt as if you were deducing it yourself before the character?


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